Online Banking
Rates
| Term | Annual Percentage Yield | Interest Rate | Compound Frequency |
| 91 Days | 0.05% 0.05% |
0.05% | Monthly Maturity |
| 182 Days | 0.10% 0.10% |
0.10% | Monthly Maturity |
| 12 Months | 0.15% 0.15% |
0.15% | Monthly Quarterly |
| 18 Months | 0.20% 0.20% |
0.20% | Monthly Quarterly |
| 24 Months | 0.25% 0.25% |
0.25% | Monthly Quarterly |
| 30 Months | 0.30% 0.30% |
0.30% | Monthly Quarterly |
| 48 Months | 0.50% 0.50% |
0.50% | Monthly Quarterly |
| 58 Months | 1.25% 1.25% |
1.25% | Monthly Quarterly |
| 60 Months (One-time Rate Change) |
1.00% 1.00% |
1.00% | Monthly Quarterly |
|
18 Months Variable Rate IRA Only* |
0.30% | 0.30% | Monthly |
| Minimum Balance for Monthly Compound - Variable IRA Account | $100.00 | ||
| Minimum Balance for Monthly Compound - Fixed Rate IRA Account | $2,000.00 | ||
| Minimum Balance for Monthly Compound - Certificate of Deposit | $2,500.00 | ||
| Minimum Balance for Quarterly Compound - Certificate of Deposit | $500.00 | ||
| A Penalty may be imposed for an early withdrawal. | |||
| Product | APY | Interest Rate | Compound Frequency | Minimum to Open Account |
| First Federal Savings Account Tier 1: $0.00-$99.99 Tier 2: $100.00-$2,499.99 Tier 3: $2,500.00-$99,999.99 Tier 4: $100,000.00 - --> |
0.000% 0.010% 0.025% 0.050% |
0.000% 0.010% 0.025% 0.050% |
Monthly | $10.00 |
| Christmas Club | 0.010% | 0.010% | Maturity | $10.00 |
| NOW Checking Non-Interest Checking Small Business Checking |
0.010% 0.000% 0.000% |
0.010% 0.000% 0.000% |
Monthly N/A N/A |
$500.00 $100.00 $500.00 |
| Interest rates on Savings and Checking Accounts are subject to change daily. | ||||
| Fees may reduce earnings on account. | ||||
| For further account and rate information, please call any of our Customer Service Representatives at (419) 238-1463 or our Rate Line at (419) 238-6485. | ||||