Rates

Certificate of Deposit & IRA Account Rates - Good Through 6/24/2013
 Term Annual Percentage Yield   Interest Rate  Compound Frequency
91 Days 0.05%
0.05%		  0.05% Monthly
Maturity
182 Days 0.10%
0.10%		 0.10% Monthly
Maturity
12 Months 0.15%
0.15%		 0.15% Monthly
Quarterly
18 Months 0.20%
0.20%		 0.20% Monthly
Quarterly
24 Months 0.25%
0.25%		 0.25% Monthly
Quarterly
30 Months 0.30%
0.30%		 0.30% Monthly
Quarterly
48 Months 0.50%
0.50%		 0.50% Monthly
Quarterly
60 Months
(One-time Rate Change)		 0.80%
0.80%		 0.80% Monthly
Quarterly

18 Months Variable Rate IRA Only* 
 *Interest rate may change after the account
   is opened - Ask for details

 0.30% 0.30% Monthly
Minimum Balance for Monthly Compound - Variable IRA Account  $100.00
Minimum Balance for Monthly Compound - Fixed Rate IRA Account   $2,000.00
Minimum Balance for Monthly Compound - Certificate of Deposit $2,500.00
Minimum Balance for Quarterly Compound - Certificate of Deposit $500.00
A Penalty may be imposed for an early withdrawal. 

 

Other Savings Products
Product APY Interest Rate Compound Frequency Minimum to Open Account 
First Federal Savings Account
Tier 1: $0.00-$99.99
Tier 2: $100.00-$2,499.99
Tier 3: $2,500.00-$99,999.99
Tier 4: $100,000.00 - -->
0.000%
0.025%
0.050%
0.075%
0.000%
0.025%
0.050%
0.075%		 Monthly $10.00
Christmas Club 0.025% 0.025% Maturity $10.00
NOW Checking
Non-Interest Checking
Small Business Checking		 0.010%
0.000%
0.000%		 0.010%
0.000%
0.000%		 Monthly
N/A
N/A		 $500.00
$100.00
$500.00
Interest rates on Savings and Checking Accounts are subject to change daily.
Fees may reduce earnings on account.
For further account and rate information, please call any of our Customer Service Representatives at (419) 238-1463 or our Rate Line at (419) 238-6485.