|
Term
|
Annual Percentage Yield
|
Interest Rate
|
Compound Frequency
|
|---|
Certificate of Deposit & IRA Account Rates - Good Through 12/23/2024
|
91 Days
|
4.33%
|
4.25%
|
Monthly
|
|
182 Days
|
0.20%
|
0.20%
|
Monthly
|
|
12 Months
|
0.25%
0.25%
|
0.25%
|
Monthly
Quarterly
|
|
18 Months
|
0.30%
0.30%
|
0.30%
|
Monthly
Quarterly
|
|
24 Months
|
0.35%
0.35%
|
0.35%
|
Monthly
Quarterly
|
|
30 Months
|
0.40%
0.40%
|
0.40%
|
Monthly
Quarterly
|
|
48 Months
|
3.82%
3.80%
|
3.75%
|
Monthly
Quarterly
|
|
60 Months
(One-time Rate Change)
|
2.02%
2.01%
|
2.00%
|
Monthly
Quarterly
|
|
18 Months Variable Rate IRA Only*
*Interest rate may change after the account is opened - Ask for details
|
0.40%
|
0.40%
|
Monthly
|
Minimum Balance for Monthly Compound - Variable IRA Account: $100.00
Minimum Balance for Monthly Compound - Fixed Rate IRA Account: $2,000.00
Minimum Balance for Monthly Compound - Certificate of Deposit: $2,500.00
Minimum Balance for Quarterly Compound - Certificate of Deposit: $500.00
A Penalty may be imposed for an early withdrawal.
|
Product
|
APY
|
Interest Rate
|
Compound Frequency
|
Minimum to Open Account
|
|---|
Other Rates
|
First Federal Savings Account
|
|
Tier 1: $0.00-$99.99
Tier 2: $100.00-$2,499.99
Tier 3: $2,500.00-$99,999.99
Tier 4: $100,000.00
|
0.00%
0.01%
0.02%
0.05%
|
0.00%
0.01%
0.02%
0.05%
|
Monthly
|
$10.00
|
|
Money Market Account
|
|
|
|
|
|
Tier 1: $0.00-$4,999.99
Tier 2: $5,000.00-$49,999.99
Tier 3: $50,000.00-$99,999.99
Tier 4: $100,000.00-$249,999.99
Tier 5: $250,000.00-$499,999.99
Tier 6: $500,000.00
|
0.00%
0.25%
0.50%
1.00%
2.53%
4.59%
|
0.00%
0.25%
0.50%
1.00%
2.50%
4.50%
|
Monthly |
$5,000.00 |
|
Christmas Club
|
0.01%
|
0.01%
|
Maturity
|
$10.00
|
|
Health Savings Account (HSA)
|
|
Tier 1: $0.00 - $99.99
Tier 2: $100.00 - $2,499.99
Tier 3: $2,500.00
|
0.00%
0.01%
0.02%
|
0.00%
0.01%
0.02%
|
Monthly
|
$0.00
|
|
NOW Checking
|
0.01%
|
0.01%
|
Monthly
|
$500.00
|
Interest rates on Savings and Checking Accounts are subject to change daily.
Fees may reduce earnings on account.
Questions?
For further account and rate information, please call any of our Customer Service Representatives at (419) 238-1463 or our Rate Line at (419) 238-6485.
|